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701.356.3256

Professional Liability in Fargo and Bismarck, ND

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Superior Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Superior Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Superior Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Superior Insurance Agency - Fargo

1002 28th St S
Fargo, ND 58103
Main office: 701-356-3256

Superior Insurance Agency - Bismarck

2021 E Main Ave
Bismarck, ND 58501
Main office: (701) 354-7100

Our Providers

Testimonials

If you are looking for a business partner - connect with Jorin. He is an individual who truly cares about his clients - whether it is your personal investments, personal insurance or more importantly your business investments and insurance - Jorin is your true trusted business adviser. He will help you and your business reach the next level!"
Tonya Stende
Jorin is what I call "Trusted Advisor." You can call him at home on a Saturday afternoon....and he will not think twice about spending 15 minutes on the phone with you answering questions or discussing a tentative solution to your challenge. At times he calls to simply say hello...grab a cup of coffee...see how the family is doing. Jorin's integrity is top shelf, and I would recommend him to anybody who is in the market for a solid, trusted adviser to meet their home/commercial/life insurance needs."
John-Thomas (JT) Dietrich
Robin is real and genuine and provides great customer service!
Teresa Lewis
After making the switch to Robin, we now know our inusrance agent and our agent knows us.
David Newman
So can I tell you how much I love my insurance agent? Seriously, if you do not have a personal relationship with your insurance agent, please talk to Robin and see how great she is. We were able to save half on our homeowners and car insurance! Who doesn't love to save money? She gives you the time you need to answer all of your questions.
Melissa Schmalenberger