Call Us Today:
701.356.3256

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Superior Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Superior Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Superior Insurance Agency before making a decision.

Our Locations

Superior Insurance Agency - Fargo

1002 28th St S
Fargo, ND 58103
Main office: 701-356-3256

Superior Insurance Agency - Bismarck

2021 E Main Ave
Bismarck, ND 58501
Main office: (701) 354-7100

Our Providers

Testimonials

If you are looking for a business partner - connect with Jorin. He is an individual who truly cares about his clients - whether it is your personal investments, personal insurance or more importantly your business investments and insurance - Jorin is your true trusted business adviser. He will help you and your business reach the next level!"
Tonya Stende
Jorin is what I call "Trusted Advisor." You can call him at home on a Saturday afternoon....and he will not think twice about spending 15 minutes on the phone with you answering questions or discussing a tentative solution to your challenge. At times he calls to simply say hello...grab a cup of coffee...see how the family is doing. Jorin's integrity is top shelf, and I would recommend him to anybody who is in the market for a solid, trusted adviser to meet their home/commercial/life insurance needs."
John-Thomas (JT) Dietrich
Robin is real and genuine and provides great customer service!
Teresa Lewis
After making the switch to Robin, we now know our inusrance agent and our agent knows us.
David Newman
So can I tell you how much I love my insurance agent? Seriously, if you do not have a personal relationship with your insurance agent, please talk to Robin and see how great she is. We were able to save half on our homeowners and car insurance! Who doesn't love to save money? She gives you the time you need to answer all of your questions.
Melissa Schmalenberger