Call Us Today:
701.356.3256

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Superior Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Superior Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Superior Insurance Agency - Fargo

1002 28th St S
Fargo, ND 58103
Main office: 701-356-3256

Superior Insurance Agency - Bismarck

2021 E Main Ave
Bismarck, ND 58501
Main office: (701) 354-7100

Our Providers

Testimonials

If you are looking for a business partner - connect with Jorin. He is an individual who truly cares about his clients - whether it is your personal investments, personal insurance or more importantly your business investments and insurance - Jorin is your true trusted business adviser. He will help you and your business reach the next level!"
Tonya Stende
Jorin is what I call "Trusted Advisor." You can call him at home on a Saturday afternoon....and he will not think twice about spending 15 minutes on the phone with you answering questions or discussing a tentative solution to your challenge. At times he calls to simply say hello...grab a cup of coffee...see how the family is doing. Jorin's integrity is top shelf, and I would recommend him to anybody who is in the market for a solid, trusted adviser to meet their home/commercial/life insurance needs."
John-Thomas (JT) Dietrich
Robin is real and genuine and provides great customer service!
Teresa Lewis
After making the switch to Robin, we now know our inusrance agent and our agent knows us.
David Newman
So can I tell you how much I love my insurance agent? Seriously, if you do not have a personal relationship with your insurance agent, please talk to Robin and see how great she is. We were able to save half on our homeowners and car insurance! Who doesn't love to save money? She gives you the time you need to answer all of your questions.
Melissa Schmalenberger